Rain-streaked window overlooking a quiet evening street

Integrate Clouds Digital

Cash that stays where you placed it

We build offline multi-wallet allocation boards so households in Hong Kong can track long-term reserves without opening another screen.

Allocation sessions you can sit through with paper and envelopes

Each session ends with a physical board you can update by hand — not a login, not a chart you forget by Tuesday.

Paper notes and cash envelopes arranged on a desk

Flagship · 90 minutes

Board setup

We map your reserve wallets, draw the allocation grid, and leave you with labelled sections for spending, buffers, and long-hold cash.

Session details →
Notebook and pen beside a ledger

Follow-up · 60 minutes

Reserve review

A seated check of what moved, what stalled, and which wallet needs a rebalance before the next quarter.

Session details →
Two people reviewing documents at a table

Household · 2 hours

Shared board workshop

Partners or family members agree on wallet labels, veto rules, and who updates the board each month.

Session details →
Handwritten columns for money categories

One wall or desk surface, several wallets, clear reserve lines

An offline wallet tracker here means physical cash or cash-equivalent envelopes organised on an allocation board. Each column is a wallet purpose — daily float, emergency buffer, travel hold, gift reserve — with a written target and a last-updated date.

We draft the board with you at our Cheung Sha Wan studio or at your table if travel is arranged. You keep the original; we keep a pencil copy only if you ask.

What people notice after the first month

“I still argue with my sister about the gift wallet, but at least we argue looking at the same board instead of three different banking apps.”
— Mei Ling, shared household board
“The emergency column finally has a number on it. I used to guess what was left after rent.”
— Daniel, board setup client

Ready to draw your first allocation board?

Tell us how many wallets you already keep and whether you prefer studio or home visits.

Send an enquiry